Attention Houston Private Lenders
If you are not satisfied with a portion of your current investment portfolio due to low returns, high risk, lack of performance, or uncertain market conditions, we may be your solution. We utilize private money to fund our real estate investments. We offer highly secured and above average returns, and the funds are always controlled by you.
At Senna House Buyers, we give our clients more control over their investments while safely giving them returns at two to five times the current rate they’re receiving.
These loans are made to real estate investors like ourselves that are secured by real estate. The private lender is given a first or second mortgage that secures their legal interest in the property and secures their investment at a very low Loan to Value (LTV) ratio. Our standard LTV ratios are under 70% of the value of the property securing the loan and frequently as low as 60%. This means additional security on the investment.
For example, if a property is valued at $100,000, our private lender will never have to loan more than $70,000 dollars on the property. That’s a 70% loan-to-value ratio, and that’s a much safer approach from that taken by conventional lenders. Banks get into trouble because they make loans at an 85%, 90%, or even 100% loan-to-value ratio, leaving them no equity for transfer costs if they are ever forced into a position where they have to take back the collateral property.
- We have borrowed and paid back millions of dollars to our investors at excellent interest rates.
- We have never been leveraged for more than 75% of the value of an asset.
- All of our investors have done repeat business with us.
Become a Houston Private Lender for Senna House Buyers
You, as a lender, will never lend more than 70% LTV. As a lender, it is in your best interest to minimize risk and maximize return, and this is why a loan should never be made without a 30% safety net.
If you would like to learn more about our private lender program, please contact us and we’ll be happy to answer your questions.